We are centrally located in Dallas at Spring Valley and Dallas North Tollway.

We are looking for a treasury management officer who wants stability, growth opportunity, and an excellent compensation and benefits package, plus has an outgoing personality that brings enthusiasm and professionalism with a high level of ownership and accountability. The position is designed to focus on the sale of TM solutions to new and existing clients, supports retention of a significant and complex client base in various market segments, and develops partnerships with Relationship Managers in several different Lines of Business to jointly generate and grow profitable business.

QUALIFICATIONS / SKILLS:

• Bachelor's degree (B.A.) or equivalent work experience required.
• 5 - 8 years' experience in banking or financial services industry, including 5 years' treasury product sales with demonstrated sales success, relationship management experience with strong working relationships with clients and colleagues required.
• Certified Treasury Professional (CTP) designation preferred.
• Detail oriented with strong time management, organizational and planning skills.
• Possess excellent communication skills, both verbal and written.
• Possess sound credit judgment, strong market expertise, and strong technical treasury product knowledge.
• Proficient in Microsoft Office; including Word, Excel, Outlook, and PowerPoint

SCHEDULE: Monday - Friday; Onsite; 8am - 5pm; some variation in work hours

Please note this job posting is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee occupying this position. Duties, responsibilities and activities may change at any time with or without notice.

We are centrally located in Dallas at Spring Valley and Dallas North Tollway.  Apply here: Job Listings - Dallas Capital Bank Jobs

We are searching for a talented, analytical, and high-performing individual who wants stability, growth opportunity, and an excellent compensation and benefits package. The ideal candidate will be responsible for reviewing the daily closed loan report and the loan documentation, including imaged documents, once a loan is booked to the bank's core system to confirm the data entered is correct and verified using the final loan approval. Responsible for validating the data uploaded to the bank's financial and collateral exception tracking system is correct and responsible for clearing exceptions by obtaining updated financial and collateral tracking documentation as required.

ESSENTIAL RESPONSIBILITIES:

• Review new and renewed loan files after the funding of all loans once they have been booked into the bank's core system.
• Review and validate that financial and collateral ticklers are set up correctly for all new and renewed loan files to ensure the ticklers are monitored properly and promptly.
• Responsible for clearing all collateral and financial exceptions, which includes following up with the Client, Relationship Manager, and credit underwriting team when necessary, regarding Financials, SNDAs, Leases, etc.
• Monitor property insurance requirements on all real estate loans, including flood insurance on applicable loans, and take appropriate steps if the proper insurance is not in place; force the placement of insurance if required.
• Assist Loan Servicing by monitoring all escrowed loans to ensure third-party invoices are received and the insurance and property taxes are paid accordingly.
• Monitor and update the credit and collateral exception tracking system daily.
• Update the Bank's document Imaging platform as needed.
• Perform maintenance transactions on the loan system as required.
• Complete and/or approve loan payoff requests.
• Process paid loans (Paid Notes, Collateral Release, UCC, Flood terminations)
• Assist with research requests regarding loan servicing, exception tracking, collateral releases, etc.
• Assist the management team in the preparation of support material associated with internal and external audits and/or bank exams.

QUALIFICATIONS:

• University degree, college diploma, or equivalent work experience required.
• Minimum 3 years of experience in lending or loan operations with a thorough understanding and knowledge of banking and compliance laws and regulations associated with the lending function.
• Ability to read and understand complex materials, including attorney prepared loan documents, with the ability to convey complex information in a way that is easy for others to understand.
• Must have a thorough understanding and knowledge of lending regulations and compliance issues associated with various types of loans. (Commercial, Commercial Real Estate, Consumer, Letters of Credit, Participations).
• Knowledge of various types of lending contracts such as Deed of Trust, Mechanic's Lien, Promissory Note, Security Agreement, UCC recording, etc.
• Knowledge of the basic provisions of state and federal laws (Reg Z, HMDA, CRA) pertaining to lending, collateral, perfection of liens and valid checks.
• Ability to perform high volumes of work with regular interruptions under deadline pressure without losing accuracy.
• Ability to handle confidential information with discretion.
• Deadline-driven with exceptional attention to detail.
• Possess computer skills and be familiar with various software, such as Microsoft Office Suite (Outlook, Word, Excel, & PowerPoint).
• A willingness to learn new procedures and adapt to changes in the work environment with a positive attitude, providing an example to other department employees.
• Knowledge of the purpose and functions of Loan Administration and how they relate to other departments such as Lending, Accounting, and Client Services Departments.
• Must be able to utilize standard business etiquette and work independently, adhering to policies and procedures, by utilizing judgment and discretion in problem solving.
• Excellent verbal, written, and interpersonal communication skills.
• Excellent time management, organizational, and problem-solving skills with the ability to multi-task and work in a deadline-driven environment.
• Must be self-motivated with strong attention to detail and a high level of accountability.

WORKING CONDITIONS / ENVIRONMENT:

HOURS:           Monday Friday; 40 hours per week; 8:00am - 5:00pm

Some variation in work hours may be required as job duties demand.

Onsite; Non-Remote

TRAVEL: None

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

The job operates in a generally comfortable and professional office environment with some moving about the bank. This role performs a variety of tasks under regular deadline pressure with changing priorities and regular interruptions. Can be stressful due to multiple reporting relationships. Pressure of incurring penalties and/or monetary loss as a result of inaccurate payoff quotes, release of wrong piece of collateral or promissory note, failure to file the necessary documents to perfect the bank's collateral, or CRA and HMDA data is incorrect and/or not submitted in a timely manner. Routinely uses standard office equipment such as telephone, computer, keyboard, mouse, photocopier, ten-key, filing cabinets and fax/scan machines. Verbal and written communication skills along with telephone and computer usage are critical to the job. Must be able to think quickly and effectively in the event of a demanding situation.

While performing the duties of this job, the employee is regularly required to talk and hear. Occasionally required to move about the bank and lift or move files and/or storage boxes up to 10 pounds and files within file cabinets or filing system. This role requires frequent repetitive use of a keyboard while viewing and working on a computer screen for extended periods of time.

Please note this job post is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee occupying this position. Duties, responsibilities, and activities may change at any time with or without notice.

We're looking for a banking center manager with an outgoing personality that brings enthusiasm and professionalism with a high level of ownership and accountability. Under minimal supervision, and in accordance with established policies and procedures and regulatory requirements, the position is responsible for exercising discretion and independent judgment while managing all banking center functions and providing strong managerial leadership to banking center staff, as well as maintaining effective departmental policies and procedures to prevent loss of money, accounts and customer good will. Also responsible for establishing, developing and retaining relationships with clients and prospective clients to proactively identify their banking needs and to achieve performance goals through proactive growth and retention of quality clients with a focus on driving overall profitability to meet bank targets. You will be expected to provide unparalleled customer service in welcoming clients and visitors, opening and servicing accounts, cross selling a variety of bank services, solving client concerns, as well as coordinating safe deposit box functions.

RESPONSIBILITIES:

• Maintain advanced knowledge and awareness of products and delivery methods of various bank services, financial industry status and trends.
• Measure and control income and expense to meet or exceed budget, evaluate and recommend changes to management for improved earnings.
• Interface with bank management and team members, regulators, and auditors to improve banking services.
• Explain and sell bank services; motivate team members to generate sales by cross-selling and promoting bank products.
• Follow bank policies, IRS and regulatory guidelines to establish new client relationships, verify eligibility and identification of all new account applicants and signers, determine eligibility of IRA contributions and distributions, account agreements, resolutions, and disclosures, evaluate client needs to recommend products and services, establish new deposit accounts, refer to relationship manager as appropriate, and respond to and act on service requests.
• Open and close a variety of accounts, such as checking, savings, certificates of deposit, individual retirement accounts, money market accounts, and safe deposit box accounts.
• Approve and sign cashier's checks, and approve overrides on transactions.
• Act as Safe Deposit custodian, including opening, closing and providing access per bank guidelines.
• Act as Vault and ATM custodian, including accurately processing entries and reconciling.
• Build exceptional rapport with our clients by providing excellence in service. Identify and evaluate service issues, resolving them to our clients' satisfaction.
• Perform teller transactions, including but not limited to: balance all cash on hand, drawer activities and total on a daily basis. Ensure all cash and coin is secured in accordance with bank policy when not in use.

EDUCATION / QUALIFICATIONS / SKILLS:

• College Degree or equivalent work experience with 8 - 10 years bank operations and 5 years management experience, including bank product sales with demonstrated sales success, relationship management experience with strong working relationships with clients and colleagues.
• Thorough knowledge and understanding of various federal regulations, including BSA, CRA, RFPA, GLBA, and Regulation E.
• Possess excellent communication skills, both verbal and written, effectively and confidently; comfortable engaging with all clients.
• Display passion and commitment to improve the client experience, and apply strong critical thinking & problem-solving skills to meet clients' needs.
• Ability to prioritize, manage complexity, execute and make on-the-spot decisions.
• Proficiently operate telephone, security alarms, office & teller equipment, and computer software (i.e. Microsoft Office products).
• Thorough knowledge of banking terminology, products, and services and regulatory guidelines.
• Works well with others; must be team-oriented and presents oneself professionally and with confidence to establish trust, credibility and respect with others.

F/T HOURS:

Monday - Friday; 40 hours per week; 7am - 5pm

On call 24/7 for emergency situations

Must be flexible with a changing schedule, if needed.

TRAVEL: Rarely; within the Metroplex

Please note this job posting is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee occupying this position. Duties, responsibilities and activities may change at any time with or without notice.

DCB is an Equal Opportunity and Affirmative Action Employer